
Available States
All states (except AK, CA, FL, or NC)
Product Focus
- Franchise-owned restaurants
- 24-hour operations
- Food court, free-standing, in-store, kiosk, or mall locations
Ineligible Risks
- Food delivery services, unless performed by a third party (DoorDash, UberEats, etc.)
Coverages Available
- General liability
- Employee benefits liability
Program Highlights
- Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
- In-house quoting and binding authority
Contact Our Program Administrator
Besnard Insurance
Adam Besnard (adam.besnard@besnardinsurance.com)