Contractors (General Liability Only)

• Residential and commercial remodeling
• Residential and commercial general contractors, including paper contractors
• Artisan contractors
• Light construction classes
• Carpentry, floor installation, landscapers, arborists, plumbers, electrical, roofing contractors, and many more

Ineligible Risks

• No prior experience in the trade/class being insured
• Fire, water, or mold damage restoration or remediation work
• Asbestos or lead abatement work
• New residential tract housework that is involved in more than 25 units per project
• WRAP, OCIP, or project-specific policies

Coverages Available

• General liability
• Cyber liability
• Employee benefits liability
• Sublimit subsidence endorsement

Program Highlights

• Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
• In-house quoting and binding authority