Habitational (General Liability)

driveway of a front house

Available States

AL, AR, CO, GA, KS, LA, MO, MS, OK, TX

 

Product Focus

  • Apartments
  • Vacant land
  • Tenant-occupied dwellings
  • Townhomes/condominium buildings up to 1,000 units

 

Ineligible Risks

  • Group housing, rehabilitation facilities, and assisted living facilities
  • Dormitories, fraternity, or sorority housing
  • Hunting exposures, or open water hazards
  • Commercial cooking with habitational
  • Hotel/motels/vacation rentals or short-term rentals
  • Mobile homes
  • Real estate property management operations

 

Coverages Available

  • General Liability
  • Cyber Liability
  • Employee benefits Liability
  • Hired and non-owned auto Liability

 

Program Highlights

  • Increased General Liability limits
  • Coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority

 

Contact Our Program Administrator

Southwest Risk Agency Services

8144 Walnut Hill Ln, Suite 1400, Dallas, TX 75231

Phone: 214-206-4900

Ryan Taylor

rtaylor@swrisk.com