Medium Hazard General Liability

Available States

Nationwide

Product Focus
  • Commercial contractors
  • Residential contractors
  • Construction project owners
  • Manufacturers
  • Distributors
  • Retail/wholesale operations
  • Building owners
  • Apartment owners
  • Condominium/homeowners associations
Ineligible Risks
  • Real estate development including risks which acquire, renovate and resell dwellings and other properties (e.g. “flippers”)
  • Nursing homes and elder care including assisted living for seniors, day care for seniors, or mental health institutions
  • Any habitational, LRO building over 25 stories
  • Aircraft or aircraft parts manufacturing
  • Pharmaceutical manufacturing
  • Firearms or ammunitions manufacturing
Coverages Available
  • General liability
  • Products liability
  • Owners and contractors protective liability
  • Excess liability (only supported, no monoline excess)
Program Highlights
  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • ISO-based coverage forms
  • Broad risk appetite
  • In-house quoting and binding authority
Contact Our Program Administrator
McGowan Excess & Casualty (formerly P.S. & Associates)
Chuck Podczerwinski (chuckp@mcgowanexcess.com)