Habitational (General Liability only)

Available States


Product Focus
    • Apartments
    • Vacant buildings, vacant land
    • Tenant-occupied dwellings
    • Residential and commercial condominium associations
    • Townhome homeowners associations
    • Warehouses
    • Lessor’s risk only (LRO) – shopping centers, office buildings
Ineligible Risks
  • Group housing, rehabilitation facilities, and assisted living facilities
  • Dormitories, fraternity, or sorority housing
  • Hunting exposures, or open water hazards
  • Warehouses that store chemical or explosive property
  • Commercial cooking with habitational
  • Cold storage warehouses
  • Open air malls
  • Hotel / motels
Coverages Available
  • General liability
  • Cyber liability
  • Employee benefits liability
  • Hired and non-owned auto liability
Program Highlights
  • Increased general liability limits
  • Coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority
Contact Our Program Administrator
WKFC Underwriting Managers