Habitational (General Liability Only)

Available States

AL, AR, CO, GA, KS, LA, MO, MS, OK, TX

Product Focus
    • Apartment complexes
    • Residential condominium associations
    • Townhome homeowners associations
    • Tenant-occupied dwellings
    • Real estate property managed
Ineligible Risks
  • Hotels/motels
  • Student fraternity houses, sorority houses,
    and dormitories
  • Risks with assault/battery claims in loss history
  • Mobile homes
  • Real estate property management on operations other than the classifications identified
  • Buildings with more than 15% total student, senior, or subsidized apartments
  • Locations with elderly assistance, emergency pull cords, or medical personnel on call or on premises
  • Transitional, mental, drug, or alcohol rehabilitation homes
  • Any diving boards or waterslides
Coverages Available
  • General liability
  • Cyber liability
  • Per location aggregate
  • Assault and battery sublimit
Program Highlights
  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority
Contact Our Program Administrator
Southwest Risk Agency Services
Shannon Flowers (sflowers@SWRisk.com)