Tattoo & Body Piercing Parlors

Available States

Nationwide (except AK & HI)

Product Focus

• Tattoo parlors, including permanent make-up
• Body piercing facilities

Ineligible Risks

• Monoline professional coverage
• Monoline products/completed operations coverage
• Risks that do not maintain records including, but are not limited to, all waivers and after-care instructions on clients
• Risks involved in the piercing of genital areas of any customer under the age of 18
• Tattooing minors under the age of 15 or any higher age set by applicable state laws
• Unlicensed operation if that is a state regulatory requirement
• Risks that do not have written sterilization, sanitation, and safety standards
• Risks that use gloves or needles more than once
• Tattooing performed by a physician as part of a medical procedure
• Tattooing performed on an intoxicated client
• Tattooing of the eyeball
• Artists who will perform tattooing or piercing at their client’s premises (not including any work done at an exhibition or convention)
• Branding or scarification work
• Tattoo removal
• Properties that do not exhibit characteristics showing they have been adequately maintained (applicable to all coverages)

Coverages Available

• General Liability
• Property
• Package (Property and General Liability)
• Professional Liability
• Assault or battery
• Molestation or abuse

Program Highlights

• Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
• In-house quoting and binding authority